For some of us, our great loss was accompanied by financial uncertainty, because they had failed to plan. My parents never made an estate plan. They believed there was no rush until one day there was no more time. I am grateful that my brother and I were able to come to an agreement and distribute our parents’ estate. Not everyone can come to those peaceable conclusions. As soon as I was able after the accident, I made my own estate plan and purchased a pre-need funeral insurance policy. This was not a signal that I had given up on life but a gift to the ones I will one day leave behind. I want them to have an easier time making arrangements and distributing my estate than we had with Pop and Mom’s. Making an estate plan is as much a gift to the next generation as the assets we will leave behind.